Member Services: 877-514-2442


The short answer is no. The most recent ruling in the lawsuit challenging the Affordable Care Act is not the final decision, and the case won’t be resolved for some time.

Over the past several months, we have been updating you about a federal lawsuit (Texas v. the US) challenging the constitutionality of the Affordable Care Act, otherwise known as the ACA or Obamacare. In the first round of this case, a judge in Texas found the ACA unconstitutional. Then in December, an appeals court upheld that decision. The case is now being appealed to the United States Supreme Court.

The most important thing to understand is that nothing will change with your health insurance in 2020. It could take months – maybe more than a year – for this lawsuit to make its way entirely through the court system. In the meantime, your health insurance through Common Ground Healthcare Cooperative will continue to include all the consumer protections that the ACA offers such as pre-existing condition protections, no-cost preventive care and coverage for essential health benefits such as hospital care and prescription medication.

What about the future? What if the Supreme Court rules against the ACA?

If the decision that finds the ACA unconstitutional survives all legal challenges, it means that several health insurance reforms could be in future jeopardy, such as those that prohibit insurers from denying coverage for pre-existing conditions or setting prices based on health status and applying annual or lifetime limits to coverage. We just don’t know at this time because the Supreme Court could rule to uphold the ACA, or to repeal only a slice of it. Even if the decision is broader against the ACA, Congress will take some time to figure out what comes next. There are hundreds of ACA provisions that could be impacted, but we won’t know anything definitive for some time.

We promise to keep you informed about this case. In the meantime, if you want to stay informed please read our fact sheet.



We want to hear your views and your questions. If you contacted your lawmaker, please send us an email explaining your views so we can share these stories as we advocate on behalf of our members. If you have questions about changes to the Affordable Care Act, please send them our way and we’ll do what we can to answer them.



Tips for Getting Your Message Heard

The best way to get your point across to an elected official is to speak from the heart. Personalize and humanize your message by writing about how the issue affects you or others in your life personally. Explain the reasons why the issue is important to you, and be as specific as possible about the outcome you’d like to see. If you are part of a larger group with concerns about the particular issue, be sure to mention that as well.

The first one or two lines of your message should exhibit how strongly you care about an issue. This is the most important thing to include in your message and right up front. You should end the message by asking the lawmaker to respond to you and explain their position.

The link we’ve provided on this site provides access to an automated tool that will send an email to your lawmaker. You can contact your lawmaker outside of this tool by click here for their contact information.

You might consider sending your message to your state elected officials that represent you as well. You can send a copy to the Governor and state lawmakers. You can find their contact information by clicking here.


Need Talking Points?

We encourage you to put your message to your Senator or Congressperson in your own words. But if you’d like some ideas on what you can include, feel free to use the following points. Pick and choose among the them as some may not be applicable to you.

  • We would like our elected officials to put the best interests of consumers at the forefront of the health reform debate.
  • We need to get serious about the root causes of rising health costs. Today, many people cannot afford to get sick. It’s about the underlying prices charged by certain doctors, hospitals, drug companies and so on.
  • Something needs to be done about the rising cost of prescription drugs.
  • Emergency room charges are exorbitant. There should be law against surprise balance bills when you have to go out of your insurance company’s network for emergency care.
  • There should be legislation that makes being sent to collections over medical debt illegal, especially when a bill is in dispute!
  • We want more health insurance choices. Please preserve and protect insurance company competition.
  • We need to know that you will stand up and fight for our best interests. (Or, I voted for you and I need to know that you will stand up and fight for what is right for me and many other Wisconsinites).
  • I would not be able to afford insurance or heath care without the financial assistance provided to me through Obamacare (or the Affordable Care Act). Please work to keep insurance affordable.
  • People are worried about losing their health insurance coverage overnight. Wisconsin citizens need their lawmakers to assure us that there will be time to adjust to any changes.
  • The Affordable Care Act is too important to millions of US citizens to toss aside without trying to fix it. Our health care is too important to play politics with it.


That’s great news, because a phone call is actually more effective than an email. The link below will take you to a website where you can find the phone numbers for your federal, state and local officials. If you don’t know the name of your elected officials, you can click the other link which will take you to a page where you enter your address and find out who represents you in Washington and in Madison. 


Get important updates on Common Ground Healthcare and the ACA