The CGHC Blog
Tips and tricks on using your coverage, how-to guides, educational and advocacy information.
Honest Health Insurance.
What is the difference between on- and off-exchange?
The main difference between On-Exchange and Off-Exchange is how you are enrolling in your chosen plan! On-Exchange: If you are an On-Exchange member, it means you enrolled in your plan on Healthcare.gov (the public exchange). Whether a broker or navigator assisted you...
American Rescue Plan
Good news! You may be eligible to receive or increase tax credit dollars which will lower your monthly premium. As a member-centered organization, Common Ground Healthcare Cooperative (CGHC) is proud to support the President’s COVID-19 Relief Bill. An important part...
5 Things to know about the new Special Enrollment Period due to COVID-19
Timeline The new Special Enrollment Period (SEP) is available NOW through August 15th. If a member already enrolled in 2021 CGHC coverage, there is no requirement to do anything during this time. Enrollment Anyone can enroll during the new SEP, either through...
Special Enrollment Period due to COVID-19 FAQ
When does the new Special Enrollment Period (SEP) due to COVID-19 begin? The new COVID-19 Special Enrollment Period (SEP) begins on February 15th and ends on May 15th. CGHC must receive your application within this time frame. If I’m already a CGHC member, do I need...
Board of Directors
At Common Ground Healthcare Cooperative, we talk about our unique cooperative business model and being different from for-profit health insurance companies. One thing that makes us so unique is our Board of Directors! We are governed by a Board of Directors who are...
CGHC Grace Periods
What is a Grace Period? A grace period is a set period of time that CGHC will give you to pay your premium payments before your coverage is terminated. How will I know if my account has gone into a grace period? If you have not paid every month of your premium payment...