Member Services: 877-514-2442


Good news! All members may be eligible for increased tax credit dollars to lower monthly premiums!

As a member-centered organization, Common Ground Healthcare Cooperative (CGHC) is proud to support President Biden’s COVID-19 Relief Bill. An important part of the COVID-19 Relief Bill, the American Rescue Plan (ARP), increases Advanced Premium Tax Credit (APTC) to more people to help make health insurance more affordable through 2022.

You can start updating your application TODAY with the earliest premium change effective May 1st. Make sure to take action before the end of the new Special Enrollment Period, explained here. If you work with a broker or health insurance navigator, they can assist you with updating your existing application or creating one. 


For American Rescue Plan questions, use these Frequently Asked Questions and Fact Sheet for more information.

For assistance with updating your application, visit their website or call (800) 318-2596.

Next Steps


  • Look for a letter in the mail from CGHC, explaining how the American Rescue Plan can lower your premium if you take action
  • If you miss our letter, check out your email! We will be sending a follow up email to the letter, explaining your personalized situation and how to take action

  • Check your texts for updates about when you’ll be receiving the email communication

  • Click here to use our Step-by-Step guide to help you with updating your application! 
  • Update your application on If you don’t already have a account to update, create one to determine your eligibility for tax credits.
  • Call your broker, a navigator, or (800.318.2596) or visit the website for assistance with necessary application updates