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COST SHARING REDUCTION (CSR) PLANS

Cost Sharing Reduction (CSR) plans lower the amount you pay for deductibles, coinsurance and co-payments. You also have a lower out-of-pocket maximum. You can get these savings in plans in the Silver plan category if your income is below a certain level. To see if you qualify for a CSR plan, visit www.healthcare.gov/lower-costs.

When you fill out a Marketplace application, you’ll find out if you qualify for premium tax credits and extra savings. You can use a premium tax credit for a plan in any metal category. But if you qualify for extra savings too, you’ll get those savings only if you pick a Silver plan.

If your income is between 100% and 400% of the federal poverty level, you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan. Your income, plus the number of people in your household, helps determine how much assistance you qualify for.

Percent of Federal Poverty Level (FPL)
Household Size100%133%150%200%300%400%
1$11,880$15,800$17,820$23,760$35,640$47,520
2$16,020$21,307$24,030$32,040$48,060$64,080
3$20,160$26,813$30,240$40,320$60,480$80,640
4$24,300$32,319$36,450$48,600$72,900$97,200
5$28,440$37,825$42,660$56,880$85,320$113,760
6$32,580$43,331$48,870$65,160$97,740$130,320
For each additional person, add$4,160$5,533$6,240$8,320$12,480$16,640