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COST SHARING REDUCTION (CSR) PLANS

Cost Sharing Reduction (CSR) plans lower the amount you pay for deductibles, coinsurance and co-payments. You also have a lower out-of-pocket maximum. You can get these savings in plans in the Silver plan category if your income is below a certain level. To see if you qualify for a CSR plan, visit www.healthcare.gov/lower-costs.

When you fill out a Marketplace application, you’ll find out if you qualify for premium tax credits and extra savings. You can use a premium tax credit for a plan in any metal category. But if you qualify for extra savings too, you’ll get those savings only if you pick a Silver plan.

If your income is between 100% and 400% of the federal poverty level, you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan. Your income, plus the number of people in your household, helps determine how much assistance you qualify for.

Percent of Federal Poverty Level (FPL)
Household Size 100% 133% 150% 200% 300% 400%
1 $11,880 $15,800 $17,820 $23,760 $35,640 $47,520
2 $16,020 $21,307 $24,030 $32,040 $48,060 $64,080
3 $20,160 $26,813 $30,240 $40,320 $60,480 $80,640
4 $24,300 $32,319 $36,450 $48,600 $72,900 $97,200
5 $28,440 $37,825 $42,660 $56,880 $85,320 $113,760
6 $32,580 $43,331 $48,870 $65,160 $97,740 $130,320
For each additional person, add $4,160 $5,533 $6,240 $8,320 $12,480 $16,640