COST SHARING REDUCTION (CSR) PLANS
Cost Sharing Reduction (CSR) plans lower the amount you pay for deductibles, coinsurance and co-payments. You also have a lower out-of-pocket maximum. You can get these savings in plans in the Silver plan category if your income is below a certain level. To see if you qualify for a CSR plan, visit www.healthcare.gov/lower-costs.
When you fill out a Marketplace application, you’ll find out if you qualify for premium tax credits and extra savings. You can use a premium tax credit for a plan in any metal category. But if you qualify for extra savings too, you’ll get those savings only if you pick a Silver plan.
If your income is between 100% and 400% of the federal poverty level, you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan. Your income, plus the number of people in your household, helps determine how much assistance you qualify for.
| Percent of Federal Poverty Level (FPL) | ||||||
|---|---|---|---|---|---|---|
| Household Size | 100% | 133% | 150% | 200% | 300% | 400% |
| 1 | $11,880 | $15,800 | $17,820 | $23,760 | $35,640 | $47,520 |
| 2 | $16,020 | $21,307 | $24,030 | $32,040 | $48,060 | $64,080 |
| 3 | $20,160 | $26,813 | $30,240 | $40,320 | $60,480 | $80,640 |
| 4 | $24,300 | $32,319 | $36,450 | $48,600 | $72,900 | $97,200 |
| 5 | $28,440 | $37,825 | $42,660 | $56,880 | $85,320 | $113,760 |
| 6 | $32,580 | $43,331 | $48,870 | $65,160 | $97,740 | $130,320 |
| For each additional person, add | $4,160 | $5,533 | $6,240 | $8,320 | $12,480 | $16,640 |
