MAJOR PLAN BENEFIT
Our Bronze plans are ideal for the person who wants basic coverage and doesn’t see a doctor too often. This plan has lower monthly premiums but a higher deductible than other plans, so you can maintain your health while giving you peace of mind in case you get injured or sick unexpectedly.
Even if you haven’t met your yearly deductible, you can still get the free, in-network preventive care recommended under the Affordable Care Act. Preventive care includes certain screenings, vaccines, and annual physicals when performed by an in-network provider.
CGHC DOCTOR LINE
The CGHC Doctor Line, powered by Teladoc, Inc is a new service that allows you to receive treatment from a Board Certified, licensed physician via video, mobile application, or telephone. The first three consultations are free for most CGHC members except for those in a Health Savings Account (HSA) compatible plan, due to federal HSA rules. If you have satisfied your three visits, or you are in an HSA plan, you will pay $40 or your PCP co-pay, whichever is less.
COVERAGE WHERE YOU NEED IT
YOUR NETWORK OF PROVIDERS
We are proud to partner with Aurora Healthcare System and Bellin Health, both recognized for quality, to serve our members in 19 counties. Click here to find a provider in the Envision network.
Empower plans give you the freedom to choose your healthcare providers across the broad Trilogy Health Network. Click here to find a provider in the Empower network.
COVERAGE FROM ANY PHARMACY
This plan does not limit you to certain in-network pharmacy providers.
EMERGENCY CARE, ANYWHERE, IS IN-NETWORK
Services that meet the definition of emergency are covered as in network even when care is delivered in a non-network ER.
(Because we do not have a contract with out-of-network ER facilities, we cannot prevent these facilities from billing our members for the balance of the charge.)
CONVENIENT ACCESS TO CARE
Get the care you need, when you need it. Stop by one of the Aurora QuickCare or Bellin FastCare locations for convenient access to diagnose or treat common conditions such as strep throat, ear infection or sinus infection. CGHC members can take advantage of a special co-pay rate for visits.
GET THE MOST FROM YOUR PLAN
Most of your healthcare costs are paid after you hit your deductible. Once you’ve met your deductible of $7,000 during the
plan year, CGHC will pay 100% of your in-network covered medical bills for the rest of the year.
YOU WILL PAY
$35 for first 3 primary care or QuickCare/FastCare visits, then your deductible. After your deductible is met, you will pay nothing for care as long as you stay in network.
Single – $7,000
Family – $14,000
Single – $7,000
Family – $14,000
0% of charges for in-network care
30% of charges for out-of-network care
You will pay the discounted price of covered medications until your deductible is met, then you will pay nothing for your covered medications.
Common Ground Healthcare Cooperative complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.
This page provides summary information. Please refer to the certificate of coverage and schedule of benefits for a complete listing of benefits and terms of coverage. A list of exclusions and limitations can be found here.