Member Services: 877-514-2442

MEMBERS: For more information about Coronavirus and how CGHC is preparing and helping members, click here.

Putting Members First

Watch to discover what sets us apart.
We are making health insurance an honest business.
Join the movement to pursuing better healthcare. 


Your 24/7 online only clinic for fast and safe treatment of common conditions like sinus infections, UTIs, pink eye, rashes and more. So easy to get started – no appointment needed.


We’re creating short and simple Fast Facts with tips and resources you can use to help you navigate the healthcare system, utilize your plan benefits, and save on healthcare costs.

Get a Quote!

and Compare Plans

Not yet a member?



Member health and safety is Common Ground Healthcare Cooperative's highest priority.  Therefore, we have made the decision to cover coronavirus laboratory tests without member cost-sharing. We are waiving prior authorization for testing and screening related to coronavirus testing.  During a public health emergency, out-of-pocket costs should never be a barrier to our members receiving necessary care. If members develop symptoms associated with coronavirus, we encourage them to contact your primary care provider to discuss further action and appropriate testing.

Members may also take advantage of our online clinic, Virtuwell. Our online clinic may be a reasonable first option for members who think they could have coronavirus. Several of our network partners offer virtual visits as well.  Licensed clinicians can help you determine your risk factors and direct you to the right place for testing, if they think it is necessary.

For more coronavirus information from CGHC, click here. Please click here for more general information on the disease. Resources are available in Spanish, Hmong, and Chinese/Mandarin here.